Confirmation of Payee (CoP) is a payee checking service that helps prevent UK domestic payments from being sent to the wrong account. It does this by making sure the payee account details provided match the details held by their provider.
A payee stores the details of someone you want to send money to - this could be an individual, joint account holders, or a business. Similar to saving a contact, once you've saved someone as a payee, you can easily make future payments to them without re-entering their information.
Payees provide a way to store a payee name (account-holder) against UK payment details - an account number (account-number) and a sort code (bank-id) - and to easily reference these when making a payment.
Our guides aim to explain relevant domain concepts, introduce the API entities that you will be using to construct payment flows, and provide examples to help you get up and running quickly with your payments integration.
Making a payment is a multistep process. There are several resources that you will need to interact with throughout its processing lifecycle which are described below.
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This guide will walk you through receiving a book transfer to one of your accounts. Payment processing is a multi-step process which requires interacting with several resource types. Learn about payments, transactions, submissions and admissions here
Coming soon!
This guide will walk you through receiving a payment to one of your accounts. Payment processing is a multi-step process which requires interacting with several resource types. Learn about payments, transactions, submissions and admissions here
Griffin automatically receives payments on your behalf. We recommend creating a webhook to receive notifications of new inbound payments and track their status through admissions.
This guide walks you through making a payment between two Griffin accounts that you control. Payment processing is a multi-step process which requires interacting with several resource types. Learn about payments, transactions, submissions and admissions here
This guide will walk you through making a payment to a UK bank account. Payment processing is a multi-step process which requires interacting with several resource types. Learn about payments, transactions, submissions and admissions here
This guide provides an overview of the process of sending and tracking a payment to completion, regardless of the scheme it's sent over. To learn how to submit a payment for a specific scheme, see our scheme-specific guides:
Typically Faster Payments are sent immediately after they have been submitted, and received in the creditor's account shortly after that. Withdrawal schedules introduce a delay between payment submission and the payment being sent.